Sample Bank Reference Letter Format for Visa, Businesses or More
When asked to provide a bank reference letter, it usually means you’re trying to prove financial credibility—whether for a visa, a business transaction, a loan, or a landlord. These letters help confirm that you or your company hold accounts in good standing with a financial institution. In this guide, you’ll find every possible bank reference letter format you might need—along with clear, easy to edit samples. Whether you’re applying for an international visa or opening a corporate account, we’ve got you covered.
Bank Reference Letter Format for Visa Application
To Whom It May Concern,
This is to confirm that Mr./Ms. ________________ [Full Name], holder of account number ________________ [XXX-XXX], has been maintaining a savings/current account with ____________________ [Bank Name] since ________________ [Date of Account Opening].
As of the Date of this letter, the account is active and in good standing. The average balance maintained is _________ [Amount] USD. To the best of our knowledge, Mr./Ms. ________________ [Last Name] has conducted all transactions responsibly.
Should you need any further details, please feel free to contact us.
Sincerely,
________________ [Bank Manager’s Name]
________________ [Designation]
________________ [Bank Name]
________________ [Bank Contact Information]
________________ [Signature with Stamp]
Bank Reference Letter Format for Business Purposes
[Bank Letterhead]
Date: ________________ [MM/DD/YYYY]
To: ______________________ [Name of Company/Client]
Subject: Business Banking Reference Letter for ________________ [Company Name]
Dear Sir/Madam,
This letter is issued at the request of our client, ________________ [Company Name], who has maintained a corporate account with ________________ [Bank Name] since ________________ [Date].
We confirm that ________________ [Company Name] operates a ________________ [Type of Account] account with us, and the relationship has been satisfactory. Based on their banking history, they have maintained good financial discipline.
This statement is given upon their request and does not constitute any financial guarantee.
Sincerely,
________________ [Bank Officer’s Full Name]
________________ [Designation]
________________ [Bank Name]
________________ [Phone Number]
________________ [Signature & Official Seal]
Simple Bank Reference Letter Format for Personal Use
[Bank Letterhead]
Date: __________________ [MM/DD/YYYY]
To Whom It May Concern,
We hereby confirm that Mr./Ms. ________________ [Full Name], a resident of _________________________________ [Address], has been banking with us since ________________ [Date]. They maintain an active account with _______________________________ [Bank Name].
The account has shown regular activity and no signs of overdraft or default. This letter is issued at the account holder’s request for personal verification.
Kind regards,
________________ [Manager’s Name]
________________ [Position]
________________ [Contact Information]
________________ [Bank Seal/Signature]
Bank Reference Letter Format for Landlord or Rental Purpose
Date: ________________ [MM/DD/YYYY]
To: ________________ [Landlord or Property Manager Name]
Subject: Bank Confirmation Letter for Rental Application
Dear ________________ [Landlord’s Name],
At the request of our customer, Mr./Ms. ________________ [Full Name], we confirm that they have a ________________ [Type of Account] account with our institution, which has been active since ________________ [Date].
Their financial behavior has been consistent, with a positive balance maintained regularly. This letter is being issued to support a rental application.
Please keep in mind that this letter in no way guarantees any financial obligation.
Sincerely,
________________ [Bank Official’s Name]
________________ [Designation]
________________ [Bank Contact Info]
________________ [Bank’s Seal/Stamp]
Bank Reference Letter Format for Import/Export or Trade
[Bank Letterhead]
Date: ________________ [MM/DD/YYYY]
To Whom It May Concern,
This is to certify that ________________ [Company Name], located at ________________________________ [Address], has been a valued client of ________________ [Bank Name] since ________________ [Date].
They hold multiple business accounts, including trade and foreign exchange services. The company has maintained excellent banking conduct; all records indicate a responsible financial relationship.
Issued upon their request for trade facilitation.
Sincerely,
________________ [Bank Manager’s Name]
________________ [Title]
________________ [Bank Name]
________________ [Signature, Seal & Contact Info]
Bank Reference Letter Format for Loan Processing (Personal/Business)
Date: ________________ [MM/DD/YYYY]
To: ________________ [Lending Institution Name]
Subject: Bank Reference for Mr./Ms./________________ [Company Name]
Dear Sir/Madam,
We confirm that _____________________ [Full Name/Company Name] is a valued client of ________________ [Bank Name], maintaining an account since ________________ [Date].
This letter serves as a reference for their financial standing for ________________ [Loan Type] loan processing. Their account is active, and no negative balances or delinquencies have been reported.
Please treat this information as confidential.
Regards,
________________ [Bank Officer’s Name]
________________ [Position]
________________ [Bank Name]
________________ [Contact Info]
Bank Reference Letter for Embassy or Immigration
Date: ________________ [MM/DD/YYYY]
To: The Consulate General / Embassy of ________________ [Country Name]
Subject: Banking Reference for Visa/Immigration
Dear Sir/Madam,
This letter is to confirm that Mr./Ms. ________________ [Full Name], holder of passport number ________________ [XXXXX], has been a customer of ________________ [Bank Name] since ________________ [Date]. They currently maintain a ________________ [Type of Account] account with our bank, with satisfactory transactional activity.
This letter is issued at the customer’s request for immigration/visa application to ________________ [Country Name].
Sincerely,
________________ [Authorized Officer Name]
________________ [Designation]
________________ [Bank Contact Info]
________________ [Signature & Official Stamp]
Custom Tips to Write Your Own Bank Reference Letter
- Always use official bank letterhead.
- Include the account holder’s full name, account type, and start date.
- Mention that the account is “in good standing” or “active with regular transactions.”
- Never disclose private financial data like exact balances unless authorized.
- Include a signature, stamp, and bank contact details for authenticity.
More Letter Formats:
- Export Declaration Format Samples for Customs Clearance
- Pledge Letter Format Samples for Donations, Schools & Personal Use
- Sample Letter of Intent to Marry Format
- Business Transfer Agreement Format Sample for Complete or Partial Ownership Transfer
- Doctor Letter Format Samples for Work, Travel, Medical & Legal Use
